Some of the coverages available:

Commercial Buildings Coverage
Including permanently installed fixtures, machinery, equipment, outdoor fixtures, personal property owned by you to maintain or service the building or structure or its premises, such as fire extinguishing equipment and outdoor furniture

Business Personal Property Coverage
Including furniture, fixtures, and other personal property normal to lodging operation.

• Debris Removal
• Preservation of Property
• Fire Department Service Charge
• Pollutant Clean Up and Removal
• Newly Acquired or Constructed Property
• Personal Effects and Property of Others
• Valuable Papers and Records - Cost of Research
• Property of premises
• Outdoor Property

Comprehensive Liability Coverage
Protection for bodily injury or property damage to other including your legal defense even if the suits are false or fraudulent. Coverage includes:

• Automatic General Aggregate Reinstatement
• Broad Form Property Damage
• Medical Payments
• Products and Completed Operations
• Contractual Liability
• Personal Injury
• Advertising Liability
• Host Liquor Liability
• Incidental Medical Malpractice
• Non-owned Watercraft to 26 feet
• Employees as additional insureds
• Automatic Coverage for Newly Acquired

Motel/Hotel Package Optional Coverages

Motel/Hotel Plus Endorsement - adds several coverages not included in most policies and increases the sublimits of needed coverages in the basic policy.

• Business Income/Extra Expense
• Employee Dishonesty Coverage
• Forgery and Alteration Coverage
• Money and Securities
• Innkeepers Liability
• Non-owned Auto Liability
• Accounts Receivable
• Personal Effects and Property of Others in your Care, Custody or control - Increased sublimit
• Household Personal Property
• Property Temporarily Off Premises - Increased sublimit
• Property in Transit
• Valuable Papers and Records - Cost of Research - Increased sublimit
• Billboards owned by the insured
• Coverage for Trees, Shrubs and Plants - Increased sublimit

Electronic Date Processing Equipment
Provides coverage for scheduled computer and other electronic equipment including media coverage

Earthquake

Systems Breakdown
Blanket coverage for mechanical and electrical equipment such as heating and cooling, communication and computer systems and the business interruption loss caused by the damage to this equipment.

For more information or for a free, no obligation quote, please contact Gary Kunce at 1-800-352-3416. You may also request a quote online.